![]() ![]() No insurance company will insure a home with 60-amp service, and many will not insure a home with even 100-amp service if the panel is a screw-in fuse type. While pre-WWII 60-amp service may be adequate for a small home with a gas range, water heater, and furnace, it is problematic for homeowners insurance. If your panel looks like the one in the picture above, with screw-in type fuses, then you likely have a 60-amp service. The minimum size electric service today is 100 amps. If the electric appliances in the home don’t require the additional current, then all that extra capacity is unnecessary. While it may appear that 200-amp service is “better” than 100-amp service, that is not exactly true. This is the rating of the electrical service to the home in amps. ![]() It will have a number on the side of the switch or very close to it-typically 100, 125, 150, or 200. In a modern home, the service size is easy to determine: you look for the large switch located either at the top or bottom of the panel and separated from the two rows of other switches (circuit breakers). Although most people ask about the size of their electric panel, what electricians evaluate is the size of the “service.” The service is defined in amps (short for amperes), which is a measure of electrical current-carrying capacity in other words, how much electrical power is available through the main service panel. ![]()
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